Privacy Policy

Effective Date: 9/26/2925

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Coral Bay Insurance Services (“we,” “our,” “us”) respects your privacy. This Privacy Policy explains how we collect, use, share, and safeguard information when you visit our website or interact with us online.

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1. Information We Collect

When you use our website or contact us, we may collect:

• Personal Information: Name, address, phone number, email, date of birth, and other details you voluntarily provide to request quotes, schedule a consultation, or enroll in a plan.

• Health-Related Information: Limited details about your health or prescriptions that you share voluntarily to help us match you with a plan.

• Technical Data: IP address, browser type, device type, and pages visited, collected through cookies or similar technologies to improve site performance.​

2. How We Use Your Information

We use the information we collect to:

• Provide plan comparisons, quotes, and enrollment assistance.

• Respond to your inquiries and provide ongoing service.

• Improve our website and services.

• Meet legal, regulatory, and compliance obligations, including CMS and HIPAA requirements.

3. Sharing of Information

We do not sell your personal information. We may share your information only:

• With licensed insurance carriers and plan administrators to process your requested quotes or enrollments.

• With trusted service providers who help us operate our website or deliver services (e.g., secure email or CRM platforms), bound by confidentiality agreements.

• When required by law, regulation, or government request.

4. Cookies and Tracking

Our website may use cookies or similar technologies to enhance user experience and measure site traffic. You can adjust browser settings to refuse cookies, but some features may not function properly.

5. Data Security

We use administrative, technical, and physical safeguards to protect your personal information from unauthorized access or disclosure. However, no online system is 100% secure.

6. Your Rights

You may:

• Request access to, correction of, or deletion of your personal information.

• Opt out of marketing emails by using the unsubscribe link or contacting us directly.

7. Links to Other Sites

Our site may contain links to third-party websites. We are not responsible for the privacy practices or content of those external sites.

8. Children’s Privacy

Our services are intended for adults enrolling in Medicare and are not directed at children under 13. We do not knowingly collect personal information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a new “Effective Date.”

10. Contact Us

If you have questions or concerns about this Privacy Policy or how we handle your information, please contact us:

Coral Bay Insurance Services
Phone: 656-228-4434
Email: coralbayins@gmail.com
Address: Tampa, FL