Coral Bay Insurance
Helping You Understand and Enroll in Medicare Plans with Confidence

Hi! I am Cheryl Lockhart. I know Medicare can feel overwhelming, and I’m here to make it simple. As an independent, licensed agent, I compare plans from trusted carriers and walk you through your choices in plain language—no jargon, no pressure. My guidance is always free, and I’ll be here year-round to help you pick and maintain the coverage that fits your health needs and budget.
By calling this number or providing your information you agree to speak with a licensed insurance agent about Medicare Advantage, Part D Prescription Drug Plans or Medicare Supplements. Not affiliated with any government agency including Medicare.

Our Specialization
Comprehensive Guidance
Plan Enrollment
Tailored solutions for your healthcare needs.
Multiple Plans Available
Ensuring comprehensive coverage for your medical requirements.
Supplement Plans
Guidance and expertise in choosing the right supplement plans.
Prescription Drug Coverage
Support in finding the right prescription drug coverage.
Dental/Vision Coverage
Get the guidance you need with plans that also cover dental and vision.
Assistance in person/phone in Florida
Over the phone in Colorado, Kentucky and West Virginia
By calling this number or providing your information you agree to speak with a licensed insurance agent about Medicare Advantage, Part D Prescription Drug Plans or Medicare Supplements. Not affiliated with any government agency including Medicare.
