Helping You Understand and Enroll in Medicare Plans

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Hi, I’m Cheryl Lockhart, owner of Coral Bay Insurance Services LLC and a licensed independent health insurance agent based in Tampa, Florida. I help people understand their Medicare choices with clear explanations, personal attention, and support throughout the year.

My interest in Medicare began when I watched my parents struggle to understand their options. Even with college educations, they found the process confusing. That experience helped me recognize how valuable it is to have someone who takes the time to explain the details and answer questions.

 

As an independent agent, I compare Medicare Advantage, Medicare Supplement (Medigap), and Part D prescription drug plans from multiple insurance companies. Together, we’ll review your doctors, prescriptions, healthcare needs, and budget so you can make an informed decision without feeling pressured.

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I’m licensed in Florida, West Virginia, Kentucky, Colorado, and North Carolina. In-person and phone appointments are available in Florida, including the Tampa Bay area. I also assist residents of the other four states by phone.

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My assistance is available at no cost to you, and our relationship doesn’t end when you enroll. Whether you’re starting Medicare, reviewing your coverage, or have questions during the year, I’m happy to help.

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Have questions about your Medicare choices? Let’s talk.