Has Your Medicare Plan In Colorado Been Discontinued or Changed?
- coralbayins
- Jun 3
- 2 min read
From time to time, insurance companies including Clear Spring may discontinue plans, reduce service areas, or make significant benefit changes. When this happens, affected beneficiaries may need to review alternative coverage options available in their area.If you receive a notice that your plan is no longer being offered or that important benefits are changing, it is a good time to review:
Your current doctors and specialists
Prescription drug coverage
Monthly premiums and out-of-pocket costs
Provider and pharmacy networks
Additional benefits that are important to you
Every situation is unique, and the best option depends on your healthcare needs, budget, and preferred providers.
What Should You Do If Your Colorado Medicare Plan Is Ending?
If you receive a non-renewal or termination notice from your current Medicare plan:
Step 1: Read Your Notice Carefully
Review the information provided by your current plan, including any deadlines and coverage end dates.
Step 2: Make a List
Gather:
Current medications
Preferred doctors
Specialists
Preferred pharmacy
Step 3: Review Available Options
Compare available Medicare Advantage, Prescription Drug, and Medicare Supplement options available in your ZIP code.
Step 4: Enroll Before Deadlines
Waiting until the last minute may limit your ability to avoid gaps in coverage.
WHAT TO KNOW IN COLORADO
Members have a one-time SEP (special enrollment period) beginning May 1st through July 31st to choose a new plan.
If impacted members are auto enrolled in an alternative plan, they are eligible for the SEP and can choose a new plan between June 1 and July 31, 2026.
If impacted members do not choose a new plan by July 31, 2026, they will revert to Original Medicare and enrolled in a Humana Basic RX PDP with a $0 premium effective August 1, 2026.
Colorado Beneficiaries Experiencing Plan Changes
Several Medicare plans across Colorado have announced market changes in recent years. If you have received a letter indicating your plan may be changing or ending, it may be beneficial to review your options before your coverage renewal period.
An an independent broker, I can provide information about Medicare plan options available in your area and help you understand how plan changes may affect your healthcare coverage.
Schedule a No Cost Consultation. There is no pressure. Call Cheryl Lockhart today at (656)228-4979.
By calling this number or providing your information you agree to speak with a licensed insurance agent about Medicare Advantage, Part D Prescription Drug Plans or Medicare Supplements. Not affiliated with any government agency including Medicare.
You can also Book Online Here.
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